Suitability first
Balance, time, investment plans and appetite for compliance, compared with staying in an APRA fund.
Our services
SMSF
Set-up, compliance and investment advice for self managed super funds.
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Self managed super fund documents ready for a suitability review
A self managed super fund can give you more control over investments, including property. It also brings trustee duties, audits, and costs that do not make sense below a certain balance.
This service is for people considering an SMSF, and for trustees who already have one and want investment or contribution advice that stays inside the rules.
We start with suitability: cost, time, and whether a well-chosen APRA fund would do the same job with less work.
The work
What we help with
Establishment
Trust deed, trustees, rollovers and banking, sequenced so you are not running two structures longer than needed.
Investment strategy
A written strategy that matches the fund's purpose, including property, cash and listed assets where they fit.
Contributions and pensions
Contributions, conditions of release and starting an account-based pension from the SMSF when the time comes.
Ongoing compliance
The annual cycle of strategy reviews, audits and trustee decisions, so the fund stays on the right side of SIS.
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Trustees reviewing SMSF investment strategy notes
The process
How it works
01
Discover
Why you want an SMSF, the assets you have in mind, and how much time you will give the job.
02
Test
We score cost, admin and investment need against a retail or industry fund, including a fee breakeven.
03
Recommend
Set up, stay put, or wind up, in writing, with fees agreed before any trustee work begins.
04
Review
If you proceed, we review strategy and contributions as balances, property and the law change.
Fit
Who this suits
You are considering property or other assets that are hard to hold in an APRA fund.
Your combined super is large enough that SMSF fees may be justified.
You already have an SMSF and want advice, not just an accountant completing forms.
You have been told to start an SMSF and want a second view before you sign.
You are approaching retirement and need a pension from the fund.
Try the numbers
Is an SMSF likely to be worth it?
A simple score of cost, admin and investment need, plus a fee breakeven balance. It is a filter, not approval to set up a fund.
FAQ
Questions about this service
There is no legal minimum. In practice, costs and trustee time rarely make sense at low balances unless you have a specific asset that cannot be held elsewhere. We look at your case, not a round number from a seminar.
Test whether an SMSF is worth the work
45 minutes, no obligation. We will tell you if a standard super fund would do the job with less cost and less duty.